Loan modification delayed or denied? Live in Southern California? Contact The Law Offices of Rhett T. Francisco NOWWE SUE banks. WE DON'T ASK the banks to help, WE DEMAND IT. Click Stop California Foreclosure
The Mortgage Modification Guide

Act now and find out if you might be eligible
for a mortgage payment modification.

California Mortgage Modification

Fortunately if you live in California there are several ways we can help you. MortgagePaymentModification.com is based in California and is dedicated to getting you out of foreclosure. In fact if you aren't able to or don't qualify for a mortgage modification or wish to speak with an attorney and you live in Southern California or call (818) 319-9879 to speak to someone at The Law Offices of Rhett T. Francisco, one of the most successful foreclosure law firms in Southern California.

California Unemployment Rates

Unemployment is tough on everyone. In general, the higher the unemployment the less money there is for everyone (due to increased unemployment budgets, decreased tax revenue and decreased commercial revenue). This is even tough on banks. Banks need to lend to survive. They also need people to pay off their loans and if people, in large, are both not borrowing and defaulting on their loans banks are put in a tough spot. What this means for you is that you are not alone. There are many people who are feeling the squeeze, especially in California. Banks know that they have to start working with people.

California Budget Crisis and Taxes

California, like several other states, is in the midst of a budget crisis. This can mean several things. In order to prevent going over budget the California State Government can cut the budget, which in many cases means cutting services back or laying off government employes or increase revenues, which most often takes the form of tax increases. In any case, even if the California State government does nothing, this can effect your finances. Higher taxes can mean increased burden on taxpayers, many of whom are home owners. Layoffs are bad news for anyone who works for the government. Both of these scenarios are also concerning news to the investment community, which is a large part of all markets. Whether or not the investment community would have a large impact on the housing market in California has yet to be determined.

What We Offer in California

We are dedicated to finding the best solutions for home owners, and not just in California (see list at the top and/or the side of the page for qualifying states). Call the number at the top of the page and/or fill in the form on the side of the pages to receive help. If you are unable to get help or wish to speak to an attorney who specializes in foreclosure and live in Southern California, please click here or call (818) 319-9879 to speak to someone at The Law Offices of Rhett T. Francisco, one of the most successful foreclosure law firms in Southern California.

Continued: What is a mortgage modification?

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