We currently are not accpeting applicants from the following states: CO, GA, NH, RI, IL, MN and MO
- Mortgage Modification Form (Long Form)
- Testimonials from successful mortgage modifiers
- Other Services
- About Us
Business Hours
Monday-Saturday
8:00am - 6:00pm
Pacific Standard Time
11:00am - 9:00pm
Eastern Standard Time
IMPORTANT: If you are determined to be a good candidate, you may still be turned down based on further analysis of your information. If you are turned down, please do not attempt to send falsified information. If you still feel you need a modification, please contact us directly.
- What is a home mortgage modification?
- Am I eligible for a mortgage modification?
- How much can I save on my mortgage payments?
- How can I apply for a mortgage modification?
- What can I do if I am turned down by my lender?
- Frequently asked questions about modifications
- Mortgage Modification Calculator
Frequently asked questions about modifications
It's perfectly natural for a home owner to have many questions about their mortgage modification. Here we try to address some of the common questions we are asked.
Act now and find out if you might be eligible
for a mortgage payment modification.
How Long will the modification take?
A home loan modification normally takes anywhere from three to six weeks.
Can I get a mortgage modification for my second home?
Yes, you can get a mortgage modification for any of the properties you own if the conditions state on the page "Am I eligible for a mortgage modification?" apply or if you are having any other sort of financial troubles. Please send us your information and any comments you might think will help your case.
Can I get a commercial mortgage modification?
Yes, you can get a commercial mortgage modification, and the same reasons apply. So long as you actually own the property, there should be no problems. So please send us your information and we'll see what we can do for you.
Why should I hire an expert to help me?
If you can afford to negotiate and modify your mortgage without any help, then by all means, go ahead, but you wont save very much. In reality, negotiating your mortgage by yourself will cost you more, no doubts about it. If you don't mind paying a lot, negotiate your mortgage yourself. It is, however, advisable that you seek professional help to save as much money as you can and to put you on a track for financial stability for the rest of you life.
How much will it cost?
Remember, our aim is to save you money. The initial appraisal will not cost you any money at all, so you have nothing to loose by contacting us for help. The cost of hiring a professional mortgage expert to negotiate with your lender depends on the mortgage and how much you can afford. We will not charge you more than you can afford. If you can't afford to pay us, we can set up a payment plan and if you have a high monthly mortgage, don't worry, the cost isn't percentage based either.
If I don't qualify, will I get my money back?
If you don't qualify, you don't pay us.
Continued: Testimonials from successful mortgage modifiers
