We currently are not accpeting applicants from the following states: CO, GA, NH, RI, IL, MN and MO
- Mortgage Modification Form (Long Form)
- Testimonials from successful mortgage modifiers
- Other Services
- About Us
Business Hours
Monday-Saturday
8:00am - 6:00pm
Pacific Standard Time
11:00am - 9:00pm
Eastern Standard Time
IMPORTANT: If you are determined to be a good candidate, you may still be turned down based on further analysis of your information. If you are turned down, please do not attempt to send falsified information. If you still feel you need a modification, please contact us directly.
- What is a home mortgage modification?
- Am I eligible for a mortgage modification?
- How much can I save on my mortgage payments?
- How can I apply for a mortgage modification?
- What can I do if I am turned down by my lender?
- Frequently asked questions about modifications
- Mortgage Modification Calculator
How much can I save on my mortgage payments?
The amount we would like to have you save is whatever amount will get you down to spending 35% of your income or less(all expenses included).
In addition to that, a modification will make a huge impact in the long run. Whether you are saving money to reinvest or pay off the mortgage faster you will have more money immediately and in the long run. If conditions are right, you could save tens of thousand or more and you could own your home sooner.
Act now and find out if you might be eligible
for a mortgage payment modification.
Problems we can fix
“...we will create new incentives so that lenders work with borrowers to modify the terms of sub-prime loans at risk of default and foreclosure ” - President Barack Obama
We can fix high interest rates so that your mortgage does not keep getting bigger and bigger. We can lower your monthly mortgage payments, even if we can't lower your principle or interest rates. We can lower your principle which will in turn lower everything(interest payments, monthly payments and end cost).
We can save your home, your savings and your credit score. We can keep you in your home at an affordable rate.
Mortgage Payments Savings Calculator
The amount you are saving per month will be determined by the interest rate, the principle and the term on the mortgage. However, what you save is not limited to how much less you are going to be spending per month. Although that may be a very important aspect, and perhaps the most important to you at the moment, in then end you could end up cutting the over all interest on the mortgage. If you have ever calculated what a mortgage will actually cost you, you will notice it's much more than the actual cost of the house. By reducing your monthly payments whether it's through principle reduction, interest reduction or by other means you may not only be lowering the final cost, but you could be creating the opportunity to pay more than you are required in the future. This will, again, lower your over all cost. Though we cannot tell you in advance the amount you will save, we can tell you we can tell you a mortgage modification will save you a lot of money now and later. To calculate how much you will save, if the principle is not changed, figure out the difference in how much interest you will pay over the course of the mortgage. This will be equal to the amount you will save.
Continued: How can I apply for a mortgage modification?
