We currently are NOT accpeting applicants.
Business Hours
Monday-Friday
8:00am - 5:00pm
Pacific Standard Time
11:00am - 8:00pm
Eastern Standard Time
*IMPORTANT: Do not attempt to send falsified information to increase chances of acceptance. Results vary from case to case and you may still: lose money and/or be foreclosued upon. Mortgage modifications are designed to make your mortgage better fit your circumstances. The cost of the modification also varies from case to case. Please call for pricing. Please call if you have any questions. Thank you! Modification provided by Modification Services Inc.
Forensic Loan Audits:
A forensic loan audit is done to see if both the mortgage terms and the lenders actions were done legally(according to state and federal laws) and without mistake. See Forensic Loan Audit for more information.
Interest and Payment Rate Reduction:
Reduction of either your interest rate or your monthly mortgage payments. You can learn more about that from the Home Mortgage Modification
Principal Reduction:
Reducing the principle on an underwater or upside mortgage whether the person is upside down because of the economy, damage to the house or property, damage around the property or other reasons.
Act now and find out if you might be eligible
for a mortgage payment modification.
Deed in Lieu of Foreclosure:
A deed in which the borrower conveys all property(related to the mortgage) to the lender to avoid foreclosure proceedings.
Short Sales:
A property is sold and the lender agrees to accept a discounted payoff, the lender then releases the lien on the property when they receive the money.
Debt Settlement:
Debt reduction in which the debtor and creditor agree on a reduced balance.
Credit Restoration:
Plans and strategies proven to help people restore their credit(even if you have filed bankruptcy.)
Mortgage Refiancing
Replacing the existing mortgage with an a new agreement with differnt terms, such as a new principal or term. See Refinance Mortgage
Hardship Letters
A letter of hardship is often the first step in the negotiation process. Please see How to Write a Letter of Hardship and/or Sample Hardship Letter for more information.
Continued: Contributors