We currently are not accpeting applicants from the following states: CO, GA, NH, RI, IL, MN and MO
- Mortgage Modification Form (Long Form)
- Testimonials from successful mortgage modifiers
- Other Services
- About Us
Business Hours
Monday-Saturday
8:00am - 6:00pm
Pacific Standard Time
11:00am - 9:00pm
Eastern Standard Time
IMPORTANT: If you are determined to be a good candidate, you may still be turned down based on further analysis of your information. If you are turned down, please do not attempt to send falsified information. If you still feel you need a modification, please contact us directly.
- What is a home mortgage modification?
- Am I eligible for a mortgage modification?
- How much can I save on my mortgage payments?
- How can I apply for a mortgage modification?
- What can I do if I am turned down by my lender?
- Frequently asked questions about modifications
- Mortgage Modification Calculator
Refinance Your Mortgage?
There are many benefits to a mortgage modification, but in some instances a refinancing your mortgage may be a better option. The main difference between modifying your mortgage and refinancing your mortgage is the method that is used to get a new mortgage. In a modification the terms of an existing mortgage are modified and if you use a company to do this there is normally a cash charge. With refinancing a new loan is made to pay of an existing loan on the same object and the costs come out of your home equity(your house worth). In this case it will be your house.
Act now and find out if you might be eligible
for a mortgage payment modification.
What can Refinancing do?
Refinancing a mortgage can do a lot of things. You can go from an adjustable rate mortgage(ARM) to a fixed rate, you can lower your interest rate, reduce your principal. shorten or extend the length of your mortgage term. You can also do what is called "cash-out" refinancing where you can refinance for a higher principal balance and take the extra funds as essentially spending money.
Is Refinancing for me?
There is only one real way to tell and that is to contact a mortgage agent which you can do by calling the number at the top of the screen or to the left or filling out the mortgage refinance and modification application on the left hand side of the page.
Continued: What is a mortgage modification?
